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Homeowners insurance is not legally required, but it offers protection that makes it a valuable investment for your home. What Does the Law Say? Homeowners insurance is not required under state or federal law. However, there are a few reasons why you may need it. While Under Mortgage When you purchase a home with a […]
Is Homeowners Insurance Required? Read More »
When you need help enrolling in Medicare, you can turn to Social Security, Medicare, a trusted insurance agent, or your loved ones. Your Local Social Security Office The first resource you should turn to when you need to sign up for Medicare is your local Social Security office. The Social Security Administration handles Medicare coverage
Who Can Help Me Enroll in Medicare? Read More »
Driving comes with risk, and accidents are expensive, not to mention lawsuits that may come out of them. To protect your assets and comply with state laws, you will need to hold at least bodily liability and property damage auto insurance. State Requirements Each state has its requirements of minimum coverage all drivers must hold.
Why Do I Need Auto Insurance? Read More »
If you’re now eligible, sign up as soon as you are able. You can also make use of enrollment periods when you experience a qualifying life event or need to renew your contract, switch plans, or drop your coverage. Enroll When You’re First Able The best time to sign up for Medicare is when you
When Is The Best Time To Enroll In Medicare? Read More »
There are several reasons to enroll in Medicare. Here are a few. Because You’re Eligible Americans age 65 and older are eligible for Medicare coverage. Because You Want Coverage Medicare Part A covers inpatient care in a hospital, mental health facility, skilled nursing facility, or nursing home, along with hospice care and home health care.
Why Should Seniors Consider Medicare? Read More »
Depending on your state’s requirements, you will need a combination of liability coverage and uninsured motorist, collision and comprehensive, personal injury protection, and medical payments insurance. Check with our team to see which car insurance coverage you need. Liability Car Insurance Liability insurance is there to help pay for the injuries or damages you cause
How Much Car Insurance Do I Need? Read More »
Comprehensive car insurance covers damage caused by events other than collisions. That includes contact with animals, natural disasters, fire, vandalism, theft, fallen objects, and broken windshield. This is an optional coverage that you can add once you have the required liability and collision coverage. Choosing to buy comprehensive coverage can help protect your car and
What Does Comprehensive Car Insurance Cover? Read More »
Do you feel confident that your home, bank accounts, and the financial future of your family are protected in the event of a major accident or lawsuit? How comfortable are you with the personal liability coverage you currently have under your auto or homeowners insurance? Consider these and more when you think about purchasing an
Is It Worth Having an Umbrella Policy? Read More »
Landlord insurance is what covers the dwelling. Renters insurance covers your personal belongings. There is a distinct difference between who purchases which type of coverage. Read on to learn more about who purchases which type and what each form of home insurance covers. Landlord Insurance Coverage Landlord insurance is for the person who owns the
Renters Insurance vs. Landlord Insurance Read More »
Plans under the Affordable Care Act (ACA) must cover 10 essential categories of health services. Doctor’s services; emergency services; hospitalization; pregnancy, maternity and newborn care; mental health services and substance use disorder services; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services must
What Do ACA Plans Cover? Read More »
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We are not connected with or endorsed by the United States government or the federal Medicare program. Plans are not connected with or endorsed by the United States Government or the federal Medicare program. Plans do not discriminate based on race, color, national origin, age, disability, or sex. The Centers for Medicare & Medicaid Services (CMS) has neither reviewed nor endorsed this information. This is a solicitation for insurance.
