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If your parents are approaching retirement age, you may be concerned about whether they’ll have access to health care coverage when they need it. Some are even considering enrolling them in health care coverage themselves. Well, you can’t complete the entire enrollment process for them, but you or an agent can help guide them through the steps.
Enrolling In Medicare
When it’s time to enroll in Medicare, you can submit an application online, in person, through the mail, or over the phone. Regardless of how you apply, you’ll still have access to the same benefits as everyone else when you are accepted. If you are helping a parent apply, make sure to check their application to ensure that it is correctly filled out.
After your application has been approved, you can start the enrollment process. If you are helping someone else with the enrollment process, just explain their options to them and guide them in their decision-making process.
If you aren’t exactly sure what information they need to know when enrolling, contact a Medicare agent.
Enrollment Periods
If you are helping someone enroll in Medicare, you’ll need to wait until an enrollment period begins. There are several enrollment periods to use, including the Initial Enrollment Period.
It’s important that you inform your parents about the Initial Enrollment Period because it is the best time to acquire Medicare benefits. This period begins on your 65th birthday and lasts for a total of 7 months. During this time, you can enroll in any Medicare plan in your area.
Original Medicare vs. Medicare Advantage
If your parents aren’t sure about whether they want Original Medicare or Medicare Advantage, you’ll need to explain to them which one is best for their situation. While Medicare Advantage is ideal for people who want more options in their coverage, Original Medicare offers simplicity and lower costs in most cases. To learn which one is most appropriate for your parents, contact Insured For Life at 888-989-0079.
Start The Enrollment Process
Remember, you can’t enroll for your parents, but you can guide them through the process or connect them with a Medicare agent. If you’re looking for someone who can help your parents enroll in Medicare, consider calling Insured For Life at 888-989-0079 to schedule a free consultation.
