Skip to content
Medicare Eligibility
For many people, Medicare eligibility begins at age 65, but those who have received Social Security disability benefits for 24 months can also be eligible for Medicare. These aren’t the only qualifying factors, though.
Let’s discuss how you can be eligible for Medicare in other ways.
FREE Consultation
By clicking the button and submitting this form, I agree that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. By clicking the button and submitting this form, I provide my signature giving express consent to receive marketing communications via automated telephone dialing systems, artificial or pre-recorded voices, emails, live phone calls, pre-recorded calls, postal mail, text messages via SMS or MMS and other forms of communication regarding offers Life Insurance, Final Expense, Medicare, Health Insurance, Home/Auto Insurance or other products from Insured for Life or from our marketing partners and agents to the number(s) and/or email I provided, including a mobile phone, even if I am on a state or federal Do Not Call and/or Do Not Email registry. The list of companies participating are subject to change. Message frequency varies and represents our good faith effort to reach you regarding your insurance inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
65 Or Older
If you are 65 or older, you will be eligible for Medicare if:
- You’re a U.S. citizen
- You’re a legal permanent resident who has lived in the U.S. for at least five years
- You’re a government employee
- Your spouse is a government employee
65 Or Younger
While Medicare mainly provides coverage for those older than 65, it is possible to be eligible for Medicare even if you are under 65. To be eligible while under 65, you must:
- Have receive Social Security disability benefits for 24 months
- Have Amyotrophic Lateral Sclerosis (ALS)
- Have End-Stage Renal Disease (ESRD)
Eligibility For Part A And Part B
You will be eligible for Parts A and B by meeting the above criteria, but you will be eligible for premium-free Part A at age 65 if you or your spouse worked and paid Medicare taxes for at least ten years (40 quarters). If this does not apply to you, you will still be able to purchase Part A, but you will have to pay a monthly premium.
You will also be automatically enrolled in both Part A and Part B if you receive Social Security benefits.
Eligibility For Part C And Part D
To be eligible for Part C, you must be enrolled in both Parts A and B. To be eligible for Part D, you must be enrolled in Part A and/or Part B.
Do I Need Medicare?
While enrolling in Medicare is optional, it’s very important that you learn about your Medicare options and understand what makes you eligible. Enrolling as soon as you become eligible for Medicare is also important to avoid paying late enrollment penalties. To learn more about your eligibility with Medicare and when the best time would be for you to enroll, give us a call today.
